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CNET'S QUICK GUIDE: How to read your cell phone bill

Your bill: an overview

The next time you wander into the thicket of your cell phone bill, bring along our handy guide. We've compiled a list of the terms you'll need to know, plus the land mines that might turn your monthly billing cycle into a nightmare.

Calling summary
Find out how many minutes you used and when you used them. Also, make sure you know the difference between the various types of calling minutes.
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Calling charges
This section tells you what it costs to make all your calls. But be careful--here's where you can really get into trouble.
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Messaging/data charges
You may think sending a text message is cheaper than calling, but that's not always the case. Find out why here.
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Taxes, fees, and surcharges
Uncle Sam always has his hand in your wallet, even when it concerns your wireless bill. We tell you how all those additional fees add up.
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Insurance
Are you always losing your phone? Carrier insurance can help you get another handset fast. But be warned, because it will cost you.
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Your bill explained:



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